:root{--ink:#0F1830;--forest:#16326F;--forest-soft:#2E4E9E;--halo:#E1A62E;--halo-light:#F6E3AE;--mist:#F2F4F9;--sand:#EAE3D6;--paper:#FFFFFF;--muted:#5B667F;--line:rgba(15,24,48,.12);--display:"Fraunces",Georgia,serif;--body:"Karla",system-ui,-apple-system,sans-serif;--mono:"IBM Plex Mono",ui-monospace,monospace;--wrap:1180px;--gap:clamp(72px,9vw,132px);--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--mist);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}a{color:inherit}
h1,h2,h3,h4{font-family:var(--display);font-weight:400;letter-spacing:-.02em;margin:0}
h1{font-size:clamp(2.4rem,5.4vw,4rem);line-height:1.05}h2{font-size:clamp(1.9rem,3.4vw,2.8rem);line-height:1.12}h3{font-size:1.22rem;line-height:1.3;letter-spacing:-.01em}h4{font-size:1.05rem}p{margin:0}ul{margin:0;padding:0;list-style:none}
.wrap{width:min(100% - 40px,var(--wrap));margin-inline:auto}.narrow{width:min(100% - 40px,760px);margin-inline:auto}
.section{padding-block:var(--gap)}.section-sm{padding-block:clamp(48px,6vw,76px)}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:99;background:var(--forest);color:#fff;padding:10px 16px;border-radius:8px}
.eyebrow{font-family:var(--mono);font-size:.71rem;letter-spacing:.18em;text-transform:uppercase;color:var(--forest-soft);display:inline-flex;align-items:center;gap:10px;margin-bottom:18px}
.eyebrow::before{content:"";width:26px;height:13px;flex:none;border:1.5px solid var(--halo);border-bottom:none;border-radius:26px 26px 0 0}
.arc{width:34px;height:17px;border:1.5px solid var(--halo);border-bottom:none;border-radius:34px 34px 0 0;margin-bottom:20px}
header.nav{position:sticky;top:0;z-index:50;background:rgba(242,244,249,.82);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
header.nav.stuck{border-bottom-color:var(--line);background:rgba(242,244,249,.95)}
.nav-in{display:flex;align-items:center;gap:28px;height:76px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-family:var(--display);font-size:1.22rem;letter-spacing:-.02em;margin-right:auto}
.brand .mark{width:auto;height:56px;flex:none}
.nav-links{display:flex;gap:26px;font-size:.94rem}
.nav-links a{text-decoration:none;color:var(--muted);padding:6px 0;border-bottom:1px solid transparent;transition:color .2s,border-color .2s}
.nav-links a:hover,.nav-links a:focus-visible,.nav-links a[aria-current="page"]{color:var(--ink);border-bottom-color:var(--halo)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:9px;padding:9px 12px;font:inherit;font-size:.9rem;cursor:pointer}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 26px;border-radius:100px;text-decoration:none;font-size:.95rem;font-weight:500;border:1px solid transparent;cursor:pointer;font-family:var(--body);transition:transform .18s,background .2s,color .2s,border-color .2s}
.btn-primary{background:var(--forest);color:#fff}.btn-primary:hover{background:var(--ink);transform:translateY(-2px)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:transparent}.btn-ghost:hover{border-color:var(--forest);transform:translateY(-2px)}
.btn-halo{background:var(--halo);color:var(--ink)}.btn-halo:hover{background:var(--halo-light);transform:translateY(-2px)}
.btn-light{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}.btn-light:hover{border-color:#fff;transform:translateY(-2px)}
.btn-sm{padding:11px 20px;font-size:.9rem}.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--halo);outline-offset:3px}
.hero{padding-top:clamp(46px,6vw,80px);padding-bottom:var(--gap);position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(36px,5vw,72px);align-items:center}
.badge{display:inline-flex;align-items:center;gap:9px;font-size:.83rem;color:var(--forest);background:var(--paper);border:1px solid var(--line);padding:7px 15px 7px 11px;border-radius:100px;margin-bottom:24px}
.dot{width:7px;height:7px;border-radius:50%;background:var(--halo);box-shadow:0 0 0 4px rgba(225,166,46,.25)}
.lede{font-size:1.1rem;color:var(--muted);margin-top:22px;max-width:34em}
.chips-label{font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:44px;margin-bottom:14px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips a{text-decoration:none;font-size:.87rem;color:var(--forest);background:rgba(255,255,255,.7);border:1px solid var(--line);padding:7px 14px;border-radius:100px;transition:background .2s,border-color .2s}
.chips a:hover{background:var(--paper);border-color:var(--halo)}
.portrait-stack{position:relative;display:flex;justify-content:center}
.halo-ring{position:absolute;top:-4%;left:50%;translate:-50% 0;width:min(100%,420px);aspect-ratio:1;border-radius:50%;border:1.5px solid var(--halo);opacity:.55}
.halo-ring.two{width:min(114%,480px);opacity:.28;border-style:dashed}
.portrait{position:relative;width:min(100%,360px);aspect-ratio:4/5;border-radius:200px 200px 18px 18px;overflow:hidden;background:linear-gradient(165deg,var(--forest) 0%,var(--forest-soft) 55%,#6E86B4 100%)}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.quote-card{position:absolute;bottom:-26px;left:-6px;max-width:270px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;box-shadow:0 18px 40px -26px rgba(15,24,48,.5);z-index:2}
.quote-card p{font-family:var(--display);font-size:1rem;line-height:1.4}
.quote-card cite{display:block;margin-top:9px;font-style:normal;font-size:.78rem;color:var(--muted)}
.trust{display:flex;flex-wrap:wrap;gap:20px;margin-top:56px;padding-top:24px;border-top:1px solid var(--line);font-size:.86rem;color:var(--muted)}
.trust li{display:flex;align-items:center;gap:8px}.trust li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--halo)}
.page-hero{padding-top:clamp(52px,6vw,86px);padding-bottom:clamp(40px,5vw,64px)}
.page-hero p{color:var(--muted);font-size:1.1rem;margin-top:20px;max-width:56ch}
.band{background:var(--paper)}.band-dark{background:var(--forest);color:#fff}
.band-dark .eyebrow{color:var(--halo-light)}.band-dark h2,.band-dark h3{color:#fff}.band-dark p{color:rgba(255,255,255,.78)}
.head{max-width:38ch}.head p{color:var(--muted);margin-top:16px;font-size:1.03rem;max-width:54ch}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:52px}
.card{background:var(--mist);border:1px solid var(--line);border-radius:var(--r);padding:30px 28px;transition:transform .22s,box-shadow .22s,border-color .22s}
.card:hover{transform:translateY(-3px);border-color:var(--halo);box-shadow:0 22px 44px -34px rgba(15,24,48,.55)}
.card p{color:var(--muted);font-size:.96rem;margin-top:11px}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:52px}
.values > div{padding-top:22px;border-top:2px solid var(--halo)}.values h3{margin-bottom:10px}.values p{color:var(--muted);font-size:.96rem}
.cond{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:52px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.cond > div{background:var(--paper);padding:30px 26px}.cond p{color:var(--muted);font-size:.94rem;margin-top:9px}
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(32px,5vw,68px);align-items:center}
.visual{aspect-ratio:5/6;border-radius:var(--r);position:relative;overflow:hidden;background:linear-gradient(150deg,var(--sand),#D6CFBE)}
.visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.visual::after{content:"";position:absolute;top:50%;left:50%;translate:-50% -50%;width:64%;aspect-ratio:1;border-radius:50%;border:1.5px solid rgba(255,255,255,.5);pointer-events:none}
.visual-dark{background:linear-gradient(150deg,var(--forest-soft),var(--forest))}
.ticks{margin-top:30px;display:grid;gap:14px}
.ticks li{display:flex;gap:13px;align-items:flex-start;color:var(--muted);font-size:.99rem}
.ticks li::before{content:"";width:18px;height:9px;flex:none;margin-top:7px;border:1.5px solid var(--halo);border-bottom:none;border-radius:18px 18px 0 0}
.plans{display:flex;flex-wrap:wrap;gap:10px;margin-top:44px}
.plans li{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);border-radius:100px;padding:10px 20px;font-size:.93rem}
.note{margin-top:26px;font-size:.9rem;color:rgba(255,255,255,.62)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px}
.step{padding-top:30px;border-top:1px solid var(--line)}
.step .num{font-family:var(--mono);font-size:.78rem;color:var(--halo);letter-spacing:.1em;display:block;margin-bottom:16px}
.step p{color:var(--muted);font-size:.96rem;margin-top:11px}
.provider-meta{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}
.provider-meta dt{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.provider-meta dd{margin:6px 0 0;font-size:.99rem}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:var(--gap);padding-top:44px;border-top:1px solid var(--line)}
.stat .n{font-family:var(--display);font-size:clamp(2.1rem,3.4vw,3rem);line-height:1;letter-spacing:-.03em}
.stat .l{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:10px}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px}
.quotes blockquote{margin:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:30px 28px}
.quotes p{font-family:var(--display);font-size:1.12rem;line-height:1.45}
.quotes footer{margin-top:18px;font-size:.83rem;color:var(--muted)}
.faq{margin-top:48px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:24px 44px 24px 0;font-family:var(--display);font-size:1.15rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:22px;font-family:var(--body);font-size:1.5rem;color:var(--halo);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{padding:0 60px 26px 0;color:var(--muted);font-size:1rem}
.detail{border-top:1px solid var(--line);padding-block:38px;display:grid;grid-template-columns:.42fr .58fr;gap:clamp(20px,4vw,56px);align-items:start}
.detail:last-child{border-bottom:1px solid var(--line)}
.detail h3{position:relative;padding-top:26px}
.detail h3::before{content:"";position:absolute;top:0;left:0;width:30px;height:15px;border:1.5px solid var(--halo);border-bottom:none;border-radius:30px 30px 0 0}
.detail p{color:var(--muted)}.detail p + p{margin-top:14px}
.detail .meta{font-size:.9rem;color:var(--forest-soft);margin-top:16px;padding-top:14px;border-top:1px solid var(--line)}
.detail .meta strong{font-weight:600}
.prose h2{font-size:clamp(1.4rem,2.4vw,1.9rem);margin-top:54px;margin-bottom:16px}
.prose h3{margin-top:34px;margin-bottom:10px}
.prose p{color:var(--muted);margin-top:16px}
.prose ul.bul{margin-top:16px;display:grid;gap:11px}
.prose ul.bul li{position:relative;padding-left:22px;color:var(--muted)}
.prose ul.bul li::before{content:"";position:absolute;left:0;top:11px;width:12px;height:6px;border:1.5px solid var(--halo);border-bottom:none;border-radius:12px 12px 0 0}
.prose strong{color:var(--ink);font-weight:600}.prose a{color:var(--forest)}
.meta-line{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:18px}
.callout{background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--halo);border-radius:10px;padding:22px 24px;margin-top:28px}
.callout p{margin-top:0;color:var(--muted)}.callout p + p{margin-top:12px}
.callout.urgent{border-left-color:#B4432F;background:#FBF2F0}
.credit{font-family:var(--mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:10px;text-align:right;opacity:.7}
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(32px,5vw,64px);align-items:start}
.contact-list{display:grid;gap:20px;margin-top:34px}
.contact-list dt{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.contact-list dd{margin:5px 0 0;font-size:1.02rem}.contact-list a{color:var(--forest)}
form.contact{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:clamp(26px,4vw,38px)}
.field{margin-bottom:20px}
.field label{display:block;font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:10px;background:var(--mist);font:inherit;font-size:.98rem;color:var(--ink)}
.field textarea{min-height:130px;resize:vertical}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-note{font-size:.86rem;color:var(--muted);margin-top:18px}
.closing{background:var(--forest);color:#fff;border-radius:22px;padding:clamp(44px,6vw,78px);position:relative;overflow:hidden}
.closing::after{content:"";position:absolute;right:-90px;bottom:-190px;width:400px;height:400px;border-radius:50%;border:1.5px solid rgba(211,162,74,.5)}
.closing h2{max-width:16ch;color:#fff}.closing p{color:rgba(255,255,255,.76);margin-top:18px;max-width:44ch}
footer.site{background:var(--ink);color:rgba(255,255,255,.72);padding-block:70px 34px;margin-top:var(--gap)}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:44px}
footer.site h4{font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:#fff;margin:0 0 18px;font-weight:500}
footer.site a{text-decoration:none;color:rgba(255,255,255,.72);transition:color .2s}footer.site a:hover{color:var(--halo)}
.f-brand{display:flex;align-items:center;gap:11px;font-family:var(--display);font-size:1.2rem;color:#fff;text-decoration:none}
.f-brand .mark{width:auto;height:46px;flex:none}
.f-about{font-size:.95rem;margin-top:18px;max-width:38ch}
.f-links li{margin-bottom:11px;font-size:.95rem}
.crisis{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:12px;padding:16px 18px;margin-top:26px;font-size:.87rem;line-height:1.55}
.crisis strong{color:#fff}
.f-bottom{margin-top:56px;padding-top:24px;border-top:1px solid rgba(255,255,255,.14);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.84rem}
.f-bottom ul{display:flex;gap:20px;flex-wrap:wrap}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media(max-width:960px){.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.portrait-stack{order:-1;margin-bottom:34px}.grid-3,.values,.cond,.steps,.quotes{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr);gap:32px}.f-grid{grid-template-columns:1fr 1fr}.detail{grid-template-columns:1fr;gap:14px}}
@media(max-width:720px){.nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:var(--paper);flex-direction:column;gap:0;padding:8px 20px 18px;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.nav-links a{padding:13px 0;border-bottom:1px solid var(--line)}.menu-btn{display:block}.nav-in > .btn{display:none}.grid-3,.grid-2,.values,.cond,.steps,.quotes,.field-row{grid-template-columns:1fr}.quote-card{position:static;margin-top:22px;max-width:none}.f-grid{grid-template-columns:1fr}.faq .a{padding-right:0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto}.reveal{opacity:1;transform:none}}